Curriculum Vitae

Current Employer-Title: II&RCS, Inc. - President

Profession: Attorney (non-practicing)

Work History: President, II&RCS, Inc., 1994-present; Vice President, Old American Insurance Services, 1993-94; Assistant Vice President, Republic Insurance Company, 1988-93; President, National American Insurance Company, 1986-87; Assistant Vice President, The Hartford Insurance Group, 1976-86.

Insurance and Reinsurance work experience: In excess of 30 years of insurance and reinsurance experience in the United States, Europe and the Middle East. Currently serve as arbitrator to the insurance and reinsurance industry. Prior work experience includes responsibilities in the following technical areas:

As an executive of insurance and or reinsurance company, I was responsible for ceded and assumed reinsurance audits, commutations, liquidations, and arbitration and litigation management, underwriting and marketing commercial excess and surplus lines, ceded reinsurance, and specialty Lines programs.

As a member of the Committee of Inspection of the largest reinsurance company liquidation in the US, I was a member of a team in charge of oversight of this liquidation.

As Chairman of the run-off Committee of a pool of reinsurers, which was a part of the largest insurance company liquidation in the US, I was in charge of oversight of the workings of this pool, including but not limited to billings, commutations, arbitrations and a host of related administrative matters.

As president of a US insurance company licensed in 47 states, and vice-president of an affiliated reinsurance company, I was responsible for the placement of outward reinsurance, underwriting and marketing specialty programs, captive arrangements and managing general agency operations management.

As an officer of a large domestic insurance company, I underwrote, marketed and managed a book of large primary casualty and property, excess, direct, reinsurance (facultative and treaty), domestic, and international business.

As a commercial claims specialist, I handled property and casualty claims in several countries located in the Middle-East.

Alternative Dispute Resolution Experience: Since 1994 I have served as chairman in over ten insurance and reinsurance arbitrations. I also served as party appointed, neutral or sole arbitrator in over 50 insurance and reinsurance arbitrations. In addition, I served as a mediator in five mediations, including court ordered mediations and expert witness in 13 cases.

The arbitrations varied in size from $100,000 to $75 million. They involved issues including, but not limited to: summary judgment, rescission due to misrepresentations and mishandling of claims, asbestos and environmental liability, pollution, bad faith and extra-contractual obligations allocations, underwriting and claims disputes, financial risk underwriting, professional liability, builders risks, aggregate allocations disputes, number of occurrences and other general commercial property and casualty disputes.

Education:  Lebanese University of Beirut Law School (JD, with honors-1973).

Languages:  English, French, Arabic

Citizenship:  United States of America

Locale:  New York, NY

Arbitration Experience

Participated in a considerable number of arbitrations as:

A party appointed arbitrator: 75+

An umpire: 12+

A mediator: 5+

An expert witness: 14+